Just working through how I can add Title Cards with quotes in Final Cut Pro. In other editing tools I would have made a card in some paint program and then dragged it into the project. In the end I followed Guide for Dummies. This was after William Stopha showed me how to do this and then immediately forgot what he had said.
The hard part was managing the location where your text appears on-screen. This can be done by clicking the Origins cross icon in the Controls tab. Your mouse pointer becomes a red cross symbol, and you can then click anywhere in the Viewer window to reposition your text at that spot. However finding the right spot is a pain. The easiest way is to do it by numbers and count from the left corner.